Global investments in the fintech (financial technology) sector increased by 27% in 2025, reaching $51.8 billion, according to Crunchbase. Although the figure is below the record levels of 2021-2022, investors do not intend to return to the “anomaly” level of that period.
For comparison, in 2024, fintech startups attracted $40.8 billion in investments. However, these amounts are also significantly lower than in peak periods: in 2021, investments amounted to $141.6 billion, and in 2022 - $90.2 billion.
At the same time, the number of deals closed has decreased. In total, 3,457 investment agreements were registered in 2025, which is 23% less than in 2024, when 4,486 deals were made. However, the volume of individual investments was larger.
The largest deals of the year included a $2 billion investment in the Polymarket platform by the owner of the New York Stock Exchange, a $2 billion investment in Binance by the Abu Dhabi government’s MGX fund, as well as a $1 billion investment in the prediction market service Kalshi.
According to investors surveyed by Crunchbase, 2021 and 2022 were “anomalies” in terms of investment. The main reason for this was the rapid recovery of markets after the Covid-19 pandemic. Although interest increased again in 2025, against the backdrop of ongoing uncertainty in the world, investors began to approach startups more selectively.
Investors believe that a return to the high pace and excitement of 2021–2022 is undesirable. If at that time investments were made mainly due to mass interest in digitalization, now the main focus is on the quality of startups and the uniqueness of their ideas.
